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No processing fee is required.
Borrower has to pay the amount of Rs. 7.5 lacs in 10 years and in 15 years for the amount more than 7.50 lac upto 20 lacs. Repayment holiday is usually the course duration plus the moratorium period. Moratorium period is which is lower of course duration + 1 year or course duration + 6 months of job
No margin is taken if the amount of loan is less than Rs. 4 LacNext for the loan of amount greater than 4 Lac and less than Rs 7.5 lac
Below are the documents that should be presented for the granting of loan